OKVED 2 65.12.1—Medical insurance

Where 65.12.1 sits

1. K Financial and insurance activities
2. 65 Insurance, reinsurance, activities of nonstate pension funds, except for compulsory social security
3. 65.1 Insurance
4. 65.12 Nonlife insurance
5. 65.12.1 Medical insurance

What 65.12.1 includes

• Voluntary health insurance (VHI), carried out at the expense of the profits of enterprises and organizations or the personal funds of citizens by concluding insurance contracts for additional medical services, over and above those established by social insurance programs. VHI does not insure health, but rather the costs of treatment; the latter are reimbursed to the insured client usually based on the stage of medical intervention (pharmacology, diagnostics, hospital) or on the types of medical care provided (dentistry, gynecology, cosmetology, death), or on shares of the costs of paying for medical care provided (full reimbursement, percentage reimbursement, reimbursement within a certain amount).

What 65.12.1 excludes

• Activities related to the management of social programs in the field of healthcare, see 84.12;
• Accident and illness insurance, see 65.12.5;
• Activities related to the provision of benefits in case of illness, maternity, loss of ability to work, state health insurance, see 84.30;
• Provision of social assistance and social services, see 88.10 , 88.9

65.12.1 in other systems