OKVED 2 65.12.3—Civil liability insurance

Where 65.12.3 sits

1. K Financial and insurance activities
2. 65 Insurance, reinsurance, activities of nonstate pension funds, except for compulsory social security
3. 65.1 Insurance
4. 65.12 Nonlife insurance
5. 65.12.3 Civil liability insurance

What 65.12.3 includes

• Civil liability insurance (of vehicle owners, carriers, and hazardous enterprises);
• Employer's liability insurance in the event of injury to an employee;
• Personal liability insurance to third parties due to the negligence of the policyholder or his family members;
• Liability insurance of the manufacturer of goods (intermediary or seller) to consumers and other persons for harm, illness, or loss (damage) arising from the consumption of the goods;
• Liability insurance for damage to the environment;
• Liability insurance of shipowners;
• Professional liability insurance (for example, of a lawyer, notary, doctor, and other professionals);
• Liability insurance of the owner of a vehicle when traveling abroad;
• Other types of liability insurance

What 65.12.3 excludes

• Risk insurance services, see 65.12.5

65.12.3 in other systems