KBLI 6495—Other Credit Provision Activities

Where 6495 sits

1. L Financial and Insurance Activities
2. 64 Financial Services Activities, Except Insurance and Pension Funds
3. 649 Other Financial Service Activities, Not Insurance, Guarantees, and Pension Funds
4. 6495 Other Credit Provision Activities

Contains 6 narrower codes

• 64951 Conventional Infrastructure Financing
• 64952 Sharia Infrastructure Financing
• 64953 Conventional Pawn Activities
• 64954 Sharia Pawn Activities
• 64955 Management of Public Housing Savings
• 64959 Other Credit Provision Activities n.e.c.

What 6495 includes

• Financial services activities, especially those related to the provision of loans by institutions that are not tied to monetary intermediaries, with the credit provided being in various forms For example loans, mortgages, and credit cards, which provide the following types of services:
• Consumer credit provision;
• Provision of long-term financing for industry;
• Borrowing money outside the banking system;
• Credit provision by non-depository institutions For example, buying a house;
• Short-term financing for mergers and acquisitions of companies or corporations;
• Pawn activities.

What 6495 excludes

• Provision of credit by special institutions that accept deposits, see class 6419;
• Lease without option rights, see main division 77, adjusted based on the type of goods leased;
• Grant-making activities by membership organizations, see class 9499.

6495 in other systems