PKD 64.92—Other forms of lending

Where 64.92 sits

1. L Financial and Insurance Activities
2. 64 Financial service activities, excluding insurance and pension funds
3. 64.9 Other financial service activities, excluding insurance and pension funding
4. 64.92 Other forms of lending

Contains 2 narrower codes

• 64.92.A Pawnshop activities
• 64.92.B Other forms of lending, not elsewhere classified

What 64.92 includes

• Financial service activities primarily concerned with making intermediation by incurring liabilities – in forms other than currency, deposits or close substitutes for deposits – where the granting of credit can take a variety of forms (e.g. loans, mortgages, credit cards), providing the following types of services: • granting of consumer credit by non-depository institutions • international trade financing • provision of long-term finance to industry • provision of banking-like services without a banking license, in cooperation with a licensed bank • money lending outside the banking system • credit granting by specialised non-depository institutions (e.g. for house purchases) • loan securitisation • factoring and supply chain financing activities • activities of pawnbrokers

What 64.92 excludes

• Credit granting by specialised deposit-taking institutions, see 64.19
• Financial leasing, see 64.91
• Securitisation of assets other than loans, see 64.99
• Operating leasing, according to type of goods leased, see division 77
• Grant-giving activities by membership organisations, see 94.99

64.92 in other systems