SBI 64.92—Other credit granting

Where 64.92 sits

1. L Financial and insurance activities
2. 64 Financial service activities, except insurance and pension funding
3. 64.9 Other financial service activities, except insurance and pension funding
4. 64.92 Other credit granting

Contains 4 narrower codes

• 64.92.1 Activities of mortgage banks and building funds
• 64.92.2 Activities of municipal credit banks and commercial finance companies
• 64.92.3 Activities of participation companies
• 64.92.9 Activities of bill-brokers and other credit granting (rest)

What 64.92 includes

• Financial services primarily relating to intermediation through the assumption of obligations, other than currency, deposits or closely related alternatives to deposits, where the granting of credit may take various forms, e.g. loans, mortgages, credit cards, and the following types of services are provided: • granting of consumer credit by non-deposit-attracting entities • international trade finance • granting of long-term financing to industry • granting of banking-like services without a banking license, in cooperation with a licensed bank • lending of money outside the banking system • credit granting by specialized non-deposit-attracting entities, e.g. for the purchase of a house • loan securitisation • factoring and supply chain financing • pawn shops

What 64.92 excludes

• Credit granting by specialized deposit institutions, 6419
• Financial lease, 6491
• Securitisation of assets other than loans, 6499
• Operational leasing, based on the type of goods being leased, division 77
• Granting of subsidies by member organizations, 9499

64.92 in other systems