PKD 64.92.B—Other forms of lending, not elsewhere classified

Where 64.92.B sits

1. L Financial and Insurance Activities
2. 64 Financial service activities, excluding insurance and pension funds
3. 64.9 Other financial service activities, excluding insurance and pension funding
4. 64.92 Other forms of lending
5. 64.92.B Other forms of lending, not elsewhere classified

What 64.92.B includes

• Financial service activities consisting primarily of intermediation in incurring liabilities in forms other than cash, deposits, or close deposit substitutes, where credit may take various forms (e.g., loans, mortgages, credit card loans), including: • granting consumer credit by non-deposit-taking institutions, • financing international trade, • providing long-term financing for industrial activities, • parabanking activities outside the banking system, in cooperation with a licensed bank, • granting monetary loans outside the banking system, • granting loans (e.g., housing loans) by specialized non-deposit-taking institutions, • securitization of loans and advances,
• Factoring and supply chain financing activities.

What 64.92.B excludes

• Lending by specialized deposit-taking institutions, classified in 64.19.Z,
• Financial leasing, classified in 64.91.Z,
• Pawnbroking activities, classified in 64.92.A,
• Securitization of assets other than loans and advances, classified in 64.99.Z,
• Operating leasing, depending on the type of goods leased, classified in the appropriate subclasses of division 77,
• Grant-making activities by membership organizations, classified in 94.99.Z.

64.92.B in other systems