SNI 64.920—Other credit granting

Where 64.920 sits

1. L Financial and Insurance Activities
2. 64 Financial service activities, except insurance and pension funding
3. 64.9 Other financial service activities, except insurance and pension funding
4. 64.92 Other credit granting
5. 64.920 Other credit granting

What 64.920 includes

• Financial services primarily focused on intermediation by assuming liabilities, in forms other than currency, deposits or close substitutes for deposits, where the granting of credit may take various forms, such as loans, mortgages, credit cards and the provision of the following types of services: • consumer credit granting • international trade financing • providing long-term capital to businesses • provision of banking-like services without a banking license, in cooperation with a bank that has a license • lending of money outside the banking system • credit provision through specialized non-depository institutions, e.g. for house purchases • loan securitization • factoring and financing activities based on invoices or other documents that give entitlement to the proceeds from transactions in the sale of goods or services • pawnshop business

What 64.920 excludes

• Credit granting through specialized depository institutions, see 64.190
• Financial leasing, see 64.910
• Securitization of assets other than loans, see 64.99
• Operational leasing according to the type of leased goods, see main group 77
• Member organizations' allocation of grants and appropriations, see 94.990

Example activities

• financial services such as granting consumer credit
• mortgages outside the banking system
• central student support board
• charge card
• entrepreneurial funds that engage in lending
• mortgage institutions (which do not accept deposits or close substitutes for deposits)
• internal bank
• credit card issuing business
• credit unions
• loan funds
• lending activities outside the banking system
• mortgage
• student loan fund
• treasury company
• granting of consumer credit, e.g. sms loans

64.920 in other systems